Speaking of keeping the account, Danny the Deal Guru reports no early termination fee if you meet the terms of the promo and earn the bonus and decide that you no longer want to keep the account. The 360 Checking account has no fees and no account minimums, so it has been very easy to keep the account over the years. I’ve actually had a Capital One 360 account for many years and have frequently used it to meet direct deposit requirements at other banks as ACH pushes from my 360 Checking account have almost always successfully triggered direct deposit requirements at other banks. While the terms require two direct deposits of $250 of more and indicate that ACH transfers will not count, data points show that the direct deposit requirements can be easy to meet with a variety of activities. This is a very easy checking account bonus to earn. This 60-day period begins the day after your second Qualifying Direct Deposit has been posted to your account.
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